Fintech Radar

Know which fintech will approve you — before you waste a week applying.

384 payment processors and business banks — multicurrency banking, high-risk acquirers, crypto rails and everything between. 74 sourced fields each. Filter by your country, currency, risk level and vertical — then let AI match you.

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One payment. Not a subscription. Every future update included.

384fintechs74fields each26,168sourced data pointsRegulator-verifiedZeropay-to-rank

You already know how this goes.

  • You apply. Two weeks pass. Declined. No reason given.
  • You get approved — then frozen on day 7 for "additional review."
  • You're quoted 6% + a 10% rolling reserve held 180 days.
  • One termination and you're on MATCH. Now nobody will touch you.
  • Every "best payment processor" list you find was written by an affiliate who has never once sold a supplement, a subscription, or a dating app.

The information that prevents all of this exists. It's buried in terms-of-service pages, scattered across regulator registers, and contradicted on Reddit.

A sourced database — not a listicle

So we read all of it.

384 payment processors and business banks. 74 fields each: real fees, reserve terms, chargeback ceilings, MATCH policy, licensing and regulator, supported countries, settlement currencies, prohibited verticals.

Every single value has a receipt — the URL it came from, the tier of that source, and the date we checked it. 26,168 of them.

Where we couldn't verify something, we say so.

Filter

Filter the way you actually think

Not "best processors 2026." Filter on the four things that decide whether you get approved:

Merchant country (US LLC · UK Ltd · HK Ltd · EU · offshore) · Settlement currency · Risk level they'll genuinely accept · Your industry vertical

384 → your real shortlist, in seconds.

Filter the way you actually think
Merchant country
Settlement currency
Risk level accepted
Industry vertical
384 → 12 shortlisted
AI Compare

Two fintechs, one canvas

Put any two side by side and let AI do the reading. It surfaces where they actually differ — the reserve terms, the chargeback ceiling, the fee that only appears in clause 14 — and what that means for a business like yours.

14 browser tabs → one screen.

AI Compare
Provider AProvider B
Reserve10% / 180dNone
Chargeback ceiling1%1.5%
Per-txn rate3.9%2.9%
Setup fee$0$99
AI Advisor

Describe your business. Get matched.

Tell it what you sell, where you're incorporated, your monthly volume, your chargeback rate. It reads all 384 profiles against your specifics and returns a ranked shortlist with the reason for every pick — including who to avoid and why.

A payments consultant charges $300 an hour. This is included.

AI Advisor
Nutra supplements, US LLC, $50k/mo, 1.2% chargebacks
Top 3 matches:
  • 1. CCBill — high-risk specialist, no reserve
  • 2. Segpay — nutra-friendly, 48h approval
  • 3. Verotel — low setup, accepts continuity

Why $79.00? Because the alternative is letting processors pay us.

Every "top payment processor" list you've ever read is monetised by the companies it ranks. That's why they all recommend the same five providers. That's why none of them will tell you who actually onboards MATCH-listed merchants.

Fintech Radar takes $79.00 from you — once — so we never have to take a cent from them.

That's the entire business model. It's also the only reason you can trust the ranking.

Why you can trust a number on this page.

Every claim has a receipt. Every gap is admitted.

Every field is sourced.

26,168 field-level provenance records. Click any value, see exactly where it came from.

We rank sources by tier.

Official docs first. Then the regulator's own register. Then reputable third-party analysis. Then forums — always labelled as forums.

We read the forums so you don't have to.

Real merchant reports of freezes, holds, and reserve terms that no provider will ever publish on their pricing page.

We flag what we can't verify.

Right now, 5 providers carry an open "regulator unconfirmed" flag. We could have quietly written a licence number. We didn't.

Nobody pays to rank here.

No affiliate links deciding the order. No sponsored placements. (See above — you're the customer, not them.)

Every profile shows its last-verified date.

Because fees and reserve terms drift, and a stale directory is a dangerous one.

What's inside all 384 profiles

Seven questions. Seventy-four answers. Every one sourced.

Whether they’ll take your business: the industries they serve, what they won’t touch, the countries and volumes they handle, ticket-size limits, their MATCH/TMF policy, and how fast they approve — and what happens if you’re declined.

Built for the businesses everyone else quietly declines.

…and mainstream ecom, SaaS and marketplaces too — 260 payment processors, 105 that do banking and payments, 19 banking-only.

One payment. Everything. Forever.

$79.00

Lifetime access. Not $79.00/month. Not $79.00/year. $79.00, once.

  • All 384 fintech profiles — 74 sourced fields each
  • All 26,168 source records — click any value, see where it came from
  • Filter by merchant country, settlement currency, risk level, industry vertical
  • AI Compare — two fintechs, one canvas
  • AI Advisor — describe your business, get a ranked shortlist with reasons
  • Every future update, forever — new providers, re-verified fees, changed reserve terms

One payment · Every future update included · Instant access

Now compare that to what one wrong choice costs:

A 10% rolling reserve on $50k/month$5,000 of your money, held 180 days
3 points of margin on $50k/month$1,500 — every single month
One termination → a MATCH listing5 years of closed doors
One hour with a payments consultant$300+
Fintech Radar$79.00. Once.

Straight answers.

Stop applying blind.

384 fintechs. 74 fields. 26,168 sourced data points.

$79.00 — once. Yours forever.

Access Directory

One payment · Every future update included · No sponsored results, ever

Get lifetime access — $79.00

One payment. No subscription. Every future update included.

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  • All 384 fintech profiles — 74 sourced fields each
  • All 26,168 source records — click any value, see where it came from
  • Filter by country, currency, risk level and vertical
  • AI Compare & AI Advisor
  • Every future update, forever

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Every field is individually sourced. Data is evidence-backed, not editorial.

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Results disclaimer: F-Tech Rad provides research and data for informational purposes only. Approval, terms, and fees are ultimately set by the fintech providers and confirmed in their own documentation. Always verify final terms directly with the provider.

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